Structured Finance & Securitizations

We help clients structure and execute complex financings across asset classes and markets, delivering innovative solutions that turn complexity into opportunity.
Key Contacts
Rumball JamesBeaudoin Yannick
Building and sky

Overview

Transforming complexity into opportunity, Bennett Jones is the go-to legal partner for transaction structuring and implementation across the globe. In a landscape that demands market leadership, we deliver strategic, game-changing solutions that solidify transactional success.

Our robust team of market-leading lawyers has extensive experience structuring complex transactions involving all types of financial assets including credit cards, residential and commercial mortgages, loans, trade receivables, automobile and equipment leases and loans, whole business (including future cash flows), credit derivatives and other synthetic assets. We regularly act for all market participants including asset originators, investors, investment banks, custodians and rating agencies in transactions funded through commercial paper, public and private issuances of term debt, cross-border and multi-jurisdictional offerings and on-balance sheet lending.

,,… they know the technical law and can give you practical advice beyond the standard aspects.,,

What Clients Say

We are home to some of the most experienced structured finance specialists in the industry, including tax, securities, insolvency, privacy, consumer protection and regulatory specialists to assist in all aspects of transaction structuring and implementation. We have a broad industry network—including rating agencies, investment banks, accountants, trust companies, backup servicers and major asset originators—offering you the best chance to capitalize on unique opportunities and make the most of the market.

Bennett Jones is not just a participant but a trendsetter in the world of structured finance and securitizations, offering customized and unique funding solutions for our clients. Unmatched in experience and deeply connected within the industry, Bennett Jones is the hallmark for driving marketing innovation and illuminating the path to transactional success and a sustainable industry presence.

Client Work

VW Credit Canada
in the establishment of VCAR Trust and the securitization of its portfolio of automobile loans
VW Credit Canada
in the establishment of VW Credit Funding LP and the securitization of its portfolio of automobile leases
Wyse Meter Solutions
in the securitization of residential water, electricity and gas sub-meter fees with a multi-seller commercial paper conduit
NEO Financial
in the establishment of credit card securitization programs with Canadian financial institutions
SCI Lease Corp
in the establishment of a lease securitization program with a Canadian financial insitution and related retail lease programs with several automotive manufacturers and their dealers
MCAP Financial
in connection with the securitization of residential, multi-residential and construction mortgages in various multi-seller commercial paper conduit programs
MCAP Financial
in connection with various private mortgage investment programs with institutional investors
Simply Group
in connection with the acquisition of SNAP Home Finance and Ecohome Financial and the integration of their funding and securitization programs
Simply Group, SNAP Finance and Ecohome Financial
in connection with several consumer loan and HVAC lease purchase and credit facilities with Canadian financial institutions
Canuck Finance
in the establishment of an insurance policy loan securitization program with a Canadian commercial paper conduit sponsored by a Canadian financial institution
Celestica
with its off-balance sheet, multi-jurisdictional, cross-border revolving trade receivables securitization program
Vantage Data Centers
in the Canadian structuring of its North American securitization platform and the issuance of multiple tranches of asset backed notes
A leading Canadian mortgage servicer in the establishment of a mortgage origination and servicing platform and related senior and subordinate credit facilities
A leading Canadian Fintech company in connection with the establishment of funding vehicle for Canadian consumer loans and related purchase programs with loan originators
A leading Canadian merchant lender in connection with the securitization of merchant advance loans

Recognitions

Chambers Canada
Ranked, Capital Markets: Securitization; Banking & Finance; and Capital Markets
Chambers Global
Band 4, Capital Markets
Canadian Legal Lexpert Directory
Repeatedly Recommended, Asset Securitization (Toronto) 
The Legal 500 Canada
Ranked, Banking and Finance; Capital Markets; and Corporate/M&A
Best Lawyers in Canada
Corporate Law Firm of the Year 2023
Ranked, Asset Securitization
Blog

Alternative Financing for Oil and Gas Producers: The Securitization of Oil and Gas Assets

October 5, 2023
Karen J. DawsonJames G. RumballDane Patton
Karen J. Dawson, James G. Rumball & Dane Patton
Blog

Alberta Securities Commission Proposes New Prospectus Exemptions for Small Business: Seeks Comments

April 28, 2021
Bruce A. HibbardJames T. McClaryJ. Sébastien A. Gittens
Bruce A. Hibbard, James T. McClary & J. Sébastien A. Gittens

At the centre of market-shaping deals and high-stakes disputes, Bennett Jones delivers clarity, strategy and results. Our cross-border teams turn complexity into progress, always focused on what drives your success.

Your Guide to Legal Solutions: Structured Finance & Securitizations

All the details you need, right at your fingertips. Download our brochure and explore our services.

The Bennett Jones Story

At Bennett Jones, legal solutions are our starting point. What drives us forward is knowing our clients inside and out—their ambitions, obstacles and success metrics.

For more than a century, we have shaped outcomes that matter in business, in law and in the broader Canadian landscape. And our commitment extends beyond legal matters: we invest deeply in the communities in which we live and work.